Demand Investments

  • Checkbook availability
  • Minimum investment as low as $5

Our new rates are some of the most competitive around. These special rates are only available for a limited time.

  • .35%APY**
    • $100 - $9,999
  • .45%APY**
    • $10,000 - $24,999
  • .75%APY**
    • $25,000 - $99,999
  • 1.00%APY**
    • $100,000+

DEMAND INVESTMENT With Check Writing offers unlimited check-writing privileges, and 24/7 access to your account through MIF Online.  Interest rates are set in tiers, so the more that you save, the more interest you earn. See our current rates »

  • Tier 1: $100 to $9,999 

  • Tier 2: $10,000 to $24,999 

  • Tier 3: $25,000 to $99,999 

  • Tier 4: $100,000 and above

All it takes to start is a $100 minimum investment. Then add or withdraw as often as you like, as long as you maintain a $100 minimum balance.



This investment comes with an optional Visa® debit card that’s accepted anywhere you see the Visa® logo. Use it to make purchases or withdraw cash at ATMs. The Mission Investment Fund charges no fees for the debit card.

DEMAND INVESTMENT No Check Writing – provides a simple, reliable way to save. You can add to your investment at any time and begin with a minimum initial deposit of only $5. Add to the balance in increments of $5 or more. Partial redemptions of $5 or more may be made once a month. See our current rates »

The DEMAND INVESTMENT No Check Writing account may also be held as an investment in a Traditional or Roth Individual Retirement Account (IRA), SEP IRA, Coverdell Education Savings Account (CESA), or Health Savings Account (HSA), with UMB Bank, n.a., Kansas City, Mo., as custodian. Check and debit card payments are accomplished by partial redemption of your Mission Investment Fund investment.


(NOTE: Demand Investments are not available in Louisiana or South Carolina.)

Mission Investment Fund investments are subject to certain risks. See "Risk Factors" in the MIF Offering Circular. MIF investments are not bank accounts. As securities issued by a nonprofit institution, the investments are not insured by FDIC, SIPC or any other federal or state regulatory agency. The securities are sold only by means of the Offering Circular. This is not an offer to sell or a solicitation of an offer to buy the securities described here.