Investment Options

The Mission Investment Fund helps congregations and ministries grow funds for their endowments, capital projects, youth ministry and other ministry needs.  When you invest with the Mission Investment Fund, you earn a great rate of return.  At the same time, you help fund loans for capital projects for the ELCA’s congregations and ministries—and help grow the church.

Choose from these investments:

TERM INVESTMENTS.pngTERM INVESTMENT
Fixed- and adjustable-rate investments similar to certificates of deposit, with a choice of terms and a minimum initial deposit of $1,000.  Learn More »

DEMAND_INVESTMENT.pngDEMAND INVESTMENTS
The option With Check Writing is an interest-bearing account that’s just like a checking account, but with a higher interest rate similar to a money market account. Minimum initial deposit of $100. Learn More »

This account is also available with No Check Writing, which is like a traditional savings account but with a higher interest rate. It requires a $5 initial deposit and features an adjustable rate. Learn More »

DEMAND INVESTMENT – Youth Ministry 
Put aside savings for any youth event. Minimum initial deposit of $100.
Learn More »

MIF4KIDZ.pngMIF4KIDZ 
Congregations can open MIF4KIDZ accounts for children at their Baptism—a wonderful gift connecting children to the life of the church.  Minimum initial deposit of $50. Learn More »

Mission Investment Fund investments are subject to certain risks. See "Risk Factors" in the MIF Offering Circular. MIF investments are not bank accounts. As securities issued by a nonprofit institution, the investments are not insured by FDIC, SIPC or any other federal or state regulatory agency. The securities are sold only by means of the Offering Circular. This is not an offer to sell or a solicitation of an offer to buy the securities described here.