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Financial Services for Ministries and Individuals

Investments for individuals, congregations and social ministry organizations. Loans for church and ministry building projects, land purchases and refinancing.

 
 
 
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Many Pieces. One Purpose. Together for Good. 

The Mission Investment Fund’s 2024 Annual Report and 2025 Offering Circular are now available to read online.

This past year reminded us that the future we hope for is already being built—piece by piece—through faithful partnerships and bold ministry. In communities across the country, your investments helped expand worship spaces, launch inclusive programs and uplift those most in need. 

We invite you to explore the 2024 Annual Report, reflect on the stories of transformation we’ve built together, and see how your commitment is helping create a future rooted in faith, shaped by community and designed for lasting good. 

 
 
 

Big changes. Better experience.
LaunchedMay 6, 2025.

We’re upgrading our systems to make managing your finances faster, easier and more convenient. With MIF Online, MIF Mobile and improved account management tools, you’ll have more control and flexibility than ever before!

Get all the details now—what’s changing, what to expect and how to stay informed.

 
 

A responsible choice.
Environmentally and financially.

As we all work to lessen our environmental footprint, the recently enacted Inflation Reduction Act offers an added incentive to ELCA congregations and ministries: a Direct Pay Program providing rebates for clean energy investments, including electric vehicles (EVs), efficiency upgrades, heat pumps, and more.

Ready to get started? We're here to help.

 
 

Featured story

New system upgrades launched May 6

Starting Tuesday, May 6, we’re introducing a major upgrade to our financial systems.

Whether you're handling personal investments or overseeing church or ministry funds, these enhancements are designed to give you a smoother, more intuitive experience. It’s all part of our commitment to supporting your financial journey with tools that meet your needs today—and grow with you tomorrow.

 

Loans

With highly competitive rates and a wealth of expertise in church building and church finance, the Mission Investment Fund is a go-to financing choice for congregations and ministries undertaking major projects. And as a ministry of the ELCA, MIF is guided by values rooted in our Christian faith and Lutheran traditions.

 
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Loans for Congregations and ELCA-Related Ministries

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Take advantage of competitive rates and terms

 

Investments 

 

The Mission Investment Fund offers a range of investments for individuals as well as ELCA congregations and ELCA-related ministries.

 
 
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Personal Investments

Save for retirement, a child’s education or a rainy day. At the same time, fund building loans that help spread God’s love.

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Investments for Ministries

Grow funds for endowments, capital projects, youth ministries and other ministry needs while helping fund loans to other ELCA congregations and ministries.