Plant the seeds of your congregation’s future
Whether you're expanding, renovating, or upgrading, we can provide the funding needed to support your mission and better serve your community.
You Provide the Vision. We Provide the Funding.
From large-scale construction projects to building renovations, MIF offers financing solutions tailored to the needs of ELCA congregations. Our building and renovation loans come with competitive rates, favorable terms, and expert support from professionals who understand the unique needs of faith communities.
With an MIF loan, your congregation can fund:
New buildings, additions, and land acquisitions
Accessibility updates like wheelchair access
Building repairs, upgrades and renovations
Clean energy upgrades like wind and solar projects
Loan options for every need
No matter the size or scope of your project, MIF has loan options that fit your needs:
Adjustable-Rate Loans (ARM):
Ideal for long-term financing with interest rate adjustments at 1, 3, 5, or 7 years.
Fixed-Rate Loans:
Secure, predictable payments with terms of up to 10 years.
Smaller Project Loans:
Flexible financing with fixed or adjustable rates for short-term capital improvements.
Let’s start the conversation
We’re here to help you bring your vision to life. Connect with your regional MIF manager today to discuss your project and explore financing options.
A cooler sanctuary. A smaller footprint. A lasting impact.
The leaders of Mount Olive Lutheran Church in Minneapolis, MN were concerned that the lack of air conditioning in their sanctuary created a health and safety risk for members. Their challenge was to find a solution that was both cost effective and consistent with their commitment to the faithful stewardship of resources and care for all of God’s creation. With financing from MIF, they were able to invest in just such a solution: reversible geothermal pumps. Now their sanctuary is more comfortable and they’re one step closer to their goal of being carbon neutral by 2030.